
na kujh nafa na totta leeta, darad dukha di gathrri bhari
lai bedardaa sang yaari

Any user having a smartphone and bank account is eligible to use BHIM. That being said, you need your mobile number registered with the bank and a debit card linked to that account. You can download the app from Playstore or AppStore.
After installing and running the app for the first time:
On successful registration, a default ID i.e. mobilenumber@upi will be created.
Please check detail BHIM registration video to create UPI address.
You can then update this address in “update BIO” UPI section.
Ethe koi kise da krda nhi
Sbb apo apna soch rae
Kaiyaa toh vaare jaawa mai
Kuj apne andro noch rae
Kadhe mera mera krdi c
Ajj mere toh passa vaatdi ea
Kadhe door hoon toh drdi c
Ajj door hokey v dardi ea